UK small caps: Depressed for a reason, or at the cusp of a multi-year supercycle?
The host of headwinds battering UK smaller companies has prompted a crisis of faith among investors. Is the sector down and out or on the cusp of a supercycle?
The host of headwinds battering UK smaller companies has prompted a crisis of faith among investors. Is the sector down and out or on the cusp of a supercycle?
Commentators cite potential issues including confusion over advice and complexity
Better Retirement director says annuities lack default risk and have higher yields
The UK’s Financial Conduct Authority (FCA) is planning to introduce “investment pathways” for drawdown retirees, in a move to prevent them from making poor decisions and defaulting into cash.
Thousands of people in drawdown are not adjusting their pension income levels to account for market volatility, leading to fears they could drain their retirement pots too quickly, research from Zurich has found.
When pension freedom was introduced by the government three years ago soundbites flew around about individuals splurging their lifetime savings on flash sports cars or buying second homes to fund their twilight years.
Thesis Asset Management has become the latest discretionary investment manager to launch a decumulation portfolio, following in the footsteps of Parmenion and Copia, as advisers complain about a lack of products focused on income rather than accumulation.
Pension savers risk exhausting their retirement pots too early by accessing income drawdown without taking advice, according to the Financial Conduct Authority (FCA).
Axa Wealth is to capitalise on the upcoming UK pension reforms by launching a plan which combines the benefits of an annuity and an income drawdown product.
Schroders’ new Secure Distribution splits a 20-year investment term into a distinct ten-year accumulation phase followed by a ten-year capital payment phase.