The Morgan Stanley Protected Growth Plan 46 offers investors a fixed return of 35% if after three years the FTSE 100 index has risen by 10% or more.
If the early index is not triggered the plan offers 100% of any FTSE 100 Growth over the six-year term, with full capital protection at maturity.
Meanwhile, the Morgan Stanley FTSE Booster Plan 3 offers investors a fixed growth return of 60% as long as the FTSE 100 index has moved higher, remained unchanged or has not fallen by more than 20% over the six-year investment term.
The booster feature on the plan means if the index does fall by more than 20% then investors can still achieve a return of more than the original capital, by doubling the final value.
For example, if at maturity the FTSE 100 is at 75% of its initial value investors will receive 150% of their original investment (2 x 75%), which represents a 50% growth on top of their initial investment.
This means the FTSE Booster Plan will provide a positive return as long as the FTSE has not fallen by 50% or more over the term.
Nev Godley, vice president, Morgan Stanley said:
"A favourable pricing environment and positive client feedback has enabled us to re-issue our Booster Plan, an innovative investment which may suit investors with a wide range of market views as it could generate positive returns in a number of market scenarios.
“Protected Growth Plan 46 is our longest running plan and, as one of few capital-protected structured investments available, it continues to be well received by IFAs and investors."
The counterparty for both plans is Morgan Stanley and the minimum investment for each plan is £3,000. Subscription for the plans opens on 26 January and closes on 8 March 2012.
