Author: John Lappin

  • ETFs could spark next financial crisis

    ETFs could spark next financial crisis

    An economics consultancy has warned that ETFs contain a design flaw and could well be the catalyst for the next financial crisis.

  • Theresa May could raid pensions for Brexit promise

    Theresa May could raid pensions for Brexit promise

    Abolishing higher rate pension tax relief and upper earnings limit on national insurance both on the table

  • Adviser profitability thrives in a post-RDR world

    Adviser profitability thrives in a post-RDR world

    The good times are rolling for financial advisers, at least, that is, according to the Financial Conduct Authority’s recent Data Bulletin.

  • Advisers mixed on Helena Morrissey’s Girl fund

    Advisers mixed on Helena Morrissey’s Girl fund

    Has LGIM struck a blow for equality with its Girl fund and maybe more importantly, will advisers respond?

  • What will become of DB transfer money?

    What will become of DB transfer money?

    The rather shocking news that broke earlier this week was that the number of DB pension transfers reached £20.8bn in 2017 prompting questions about where the money is ending up and whether many transfers are suitable.

  • Bank of England warns bond managers on hidden risks

    Bank of England warns bond managers on hidden risks

    The Bank of England has raised a number of concerns about hidden risks in the UK fixed income markets, while underplaying the impact of quantitative easing on bond yields.

  • Funds face challenging search for independent directors

    Funds face challenging search for independent directors

    The asset management industry could be looking for more than 400 new directors, but are the skills there or will the directorships be filled by a select few?

  • What does ECB tapering mean for eurozone bonds?

    What does ECB tapering mean for eurozone bonds?

    The European Central Bank (ECB) has begun to unwind quantitative easing, reducing its bond purchases to €30bn a month from €60bn last year. The situation will be reviewed again at the end of September, with some predicting it will swiftly move to zero.

  • Has the FCA’s IFA register been reprieved?

    Has the FCA’s IFA register been reprieved?

    Until very recently it looked inevitable that the FCA’s IFA register would fall by the wayside, despite opposition from advisers and the industry.

  • IFAs should disclose 10% drop in performance

    IFAs should disclose 10% drop in performance

    IFAs offering advised investment portfolios should consider matching DFMs by voluntarily disclosing any 10% falls in value to clients, says investment expert Graham Bentley.

  • Nucleus CEO: Mifid II will kill fund price herding

    Nucleus CEO: Mifid II will kill fund price herding

    Mifid II will kill the mistaken notion that all funds cost the same, Nucleus chief executive David Ferguson says.

  • Advisers brace themselves to explain Mifid II transaction charges

    Advisers brace themselves to explain Mifid II transaction charges

    The disclosure of transaction charges from fund managers owing to Mifid II has seen portfolio advisers bracing themselves for some potentially tricky discussions with clients.