Richard Caldicott: ‘It’s client first, every time’
Hargreaves Lansdown’s financial advice & guidance director on making finance and investment more accessible, inclusive and engaging for clients
RDR
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Succession’s Andrew Barker: ‘Change brings opportunity’
Director of proposition on recognising the value wealth management can bring to clients and the importance of keeping an open mind
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Ben Goss: The call of (consumer) duty
Dynamic Planner CEO on the potential benefits of the looming legislation and tech’s role in aligning asset managers, advisers and end-investors
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FCA finds just 8% of Brits receive financial advice in RDR review
But regulator concludes advice market is moving in the right direction
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Value assessments expose ‘scandalous’ inaction over investors in legacy share classes
More than £184bn of UK investor money was languishing in pre-RDR share classes last November
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Hargreaves and Aegon hopeful RDR review will close advice gap
There has been ‘disappointingly little practical change’ since regulatory regimes were introduced
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Myfolio streamlines in post-RDR landscape littered with choice
Aberdeen Standard plans to merge away quarter of funds in its £12bn range
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Bundled share classes see ‘modest fee trimming’ post-RDR
Legacy assets in certain active fixed income funds have seen fees rise 20%
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FCA changes could fail to budge pre-RDR investors
Financial Conduct Authority (FCA) changes that allow asset managers to more easily switch investors between share classes could still see a minority of investors refusing to budge.
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FCA steers away from pre-RDR trail commission ban
The Financial Conduct Authority (FCA) has “no immediate plans” to ban trail commission on legacy investment products, it has announced in a policy statement that looks to shake-up the asset management industry.
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DIY investment sales up 110% since RDR
The number of non-advised sales of investment trusts and Oeics has soared 110% since 2012 while advised sales have slumped, FCA data reveals.
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FCA delays RDR review; M&G chief named panel chair
The Financial Conduct Authority (FCA) is delaying the post-implementation review of the Retail Distribution Review (RDR) and will combine it with the Financial Advice Market Review (FMAR) in 2019.